The government proposes to change certain conditions of the program "A young family - an affordable apartment"
The government proposes to change certain conditions of the program "To a young family - an affordable apartment".
It is planned to make some changes in the approved annex to the decision of the Government of the Republic of Armenia No. 98-Ն of January 29, 2010. "A young family is an affordable apartment."
According to the project, a mortgage loan can be provided for at least 10 years, with a maximum of 9.5% per annum, of which 2% will be subsidized by the state, and 4% will be mortgage loans granted for the purchase of real estate in Yerevan and the regions of Armenia. Now the mortgage loan is granted at 10.5-11% per annum, of which 2% is subsidized by the state - regardless of where exactly housing is purchased.
At least 50% of the prepayment. Acceptance, subject to the above conditions, the amount of the mortgage loan may exceed 20,000,000 drams. The requirement for insurance ceases to apply from the moment when the loan/pledge ratio is 80%.